Personal Finance

Home Posts Tagged "Personal Finance"
Personal Finance
Goal Based Investing
Goal-based investing is a method of investing based on your financial objectives. It aims to bring discipline to your investing approach by mapping your savings and investments to a fixed goal.

Denish Raju

31 Dec 2021
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3 min read

Personal Finance
Different types of indirect taxes
Indirect taxes are not collected based on an individual's income but based on the expense incurred by the individual. The government collects indirect tax from an intermediary such as a retailer, later passing it on to the consumer. Indirect taxes can be shifted from one person to the other.

Denish Raju

28 Dec 2021
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3 min read

Personal Finance
Tax-Loss Harvesting in Equity Investments
This article talks about the tax-loss harvesting strategy, which is a fundamental strategy for reducing tax liability and increasing post-tax returns.

Raghav Tibrewal

6 Dec 2021
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4 min read

Personal Finance
HRA Tax Exemption on Work from Home
This articles talks about how can salaried individuals claim tax exemption on HRA received by them while working from their home.

Raghav Tibrewal

26 Oct 2021
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2 min read

Personal Finance
Dividend Tax
This article talks about the tax treatment of dividends received by domestic companies for residents and non-residents.

Raghav Tibrewal

25 Oct 2021
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4 min read

Personal Finance
PPF vs. EPF vs. VPF
This article talks about various types of provident funds available for retirement planning. It also presents a comparative study between them.

Raghav Tibrewal

12 Oct 2021
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5 min read

Personal Finance
Tips to Achieve Financial Freedom Faster
This article gives talks about the top 9 tips using which individuals can achieve financial freedom faster.

Raghav Tibrewal

8 Oct 2021
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4 min read

Personal Finance
National Pension Scheme (NPS) Vs. Atal Pension Yojana (APY)
This article compares National Pension Scheme (NPS) with Atal Pension Yojana (APY).

Raghav Tibrewal

26 Sep 2021
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4 min read

Personal Finance
Prepay Home Loan Vs. Invest Money
This article talks about the trade-off between prepaying your home loan and investing money elsewhere.

Raghav Tibrewal

25 Sep 2021
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4 min read

Personal Finance
Post Office Monthly Income Scheme (POMIS)
This article is about Post Office Monthly Income Scheme (POMIS), its features, and application process. It also compares POMIS with other similar investment options.

Raghav Tibrewal

24 Sep 2021
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4 min read

Personal Finance
Tax Saving Fixed Deposits
This article talks about Tax Saving Fixed Deposits, their features, and application procedure.

Raghav Tibrewal

23 Sep 2021
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4 min read

Personal Finance
Capital Gains Tax
In this article, we shall cover the Capital Gains Tax, what are the Long and Short Term Capital Gains Taxes, and how you can potentially save money on these taxes.

Raghu Krishnan

15 Sep 2021
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5 min read

Personal Finance
How to activate UAN
This article gives an insight into what a UAN is and how to activate it.

Prabhav Gupta

14 Sep 2021
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1 min read

Personal Finance
Section 80C Deduction
The Income Tax Act, 1961 offers tax-saving benefits on investment instruments such as savings plans, life insurance premiums, PPF, and much more under Section 80C and its sub-sections.

Raghav Tibrewal

14 Sep 2021
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3 min read

Personal Finance
Universal Account Number
The Universal Account Number is a unique 12-digit number allotted to every member of the Employee Provident Fund Organisation (EPFO). This number is directly issued by the Ministry of Employment and Labor, Government of India and is constant for every individual employee until his/her retirement.

Raghu Krishnan

11 Sep 2021
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4 min read

Personal Finance
Senior Citizen Saving Scheme
This article talks about the Senior Citizen Saving Scheme(SCSS), which provides a source of income to those who are reaching their old age and have little or no source of income.

Raghav Tibrewal

11 Sep 2021
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3 min read

Personal Finance
Section 80GGA
Section 80GGA allows tax deduction to donors in one fiscal year if the donation is made towards scientific research or rural development. Donations have to be made to prescribed institutions, colleges, universities to get tax benefits. Donations made in cash are only tax exempted up to ₹10,000.

Rahul Sachani

10 Sep 2021
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3 min read

Personal Finance
Section 80G Deduction
Section 80G of Income Tax,1961 allows taxpayers to get their donations tax deducted. The donation has to be only of a monetary kind and not in any other form. Taxpayers will get a deduction only if they donate to charities and funds which are certified by GOI under Section 80G.

Rahul Sachani

8 Sep 2021
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4 min read